Planning for your retirement requires you to make intelligent decisions. Inflation, developing economic situations, and various other factors can severely impact your wealth. So, it would help if you made intelligent investments that you can benefit from when you retire.
Most people go for an Investment Retirement Account (IRA) to save money for retirement. Opening an IRA is straightforward and can help you increase your earnings in the long run. IRAs allow you to contribute a small chunk of your income to a saving account before taxes on your income.
The interest you earn on it will help you have decent funds by the time you retire. Usually, an IRA can be backed by stocks, bonds, or other cash-backed assets. However, many people are turning towards gold and silver IRAs. They prefer investing in valuable metals, like gold, silver, platinum, etc., in the form of bullion, coins, and bars.
When we talk about investing in gold IRAs, you need to choose the best company that offers various services at reasonable prices. One such company is American Hartford Gold, which is especially popular for its exceptional services. We will comprehensively review the company's features, pricing, services, etc.
Company Background and History
American Hartford Gold is a well-known investment company that helps investors invest in precious metals. The company has opened its main offices in Los Angeles, California, and has been in business since 2015. American Hartford Gold offers clients bars and coins, and specializes in gold and silver IRAs.
The company has experienced executives on board that have been responsible for helping the company grow in a relatively short span of time. The company's President, Scott Gerlis, and CEO, Sanford Mann, have more than 10 years of experience in the precious metal industry.
The company is the top pick for the Journalist Bill O’Reilly in the precious metals industry. American Hartford Gold aims to give investors top-notch services by prioritizing their needs. They streamline the entire process of investing in gold and silver IRAs.
The company will deliver all the products to your doorstep, or you can ask them to deposit your metals in a 401(k), IRA, or TSP account. Moreover, the company makes it easier for you to open an account and buy valuable products, such as gold, silver, etc. It has a three-step process that you can complete quickly to invest in gold, silver, platinum, etc.
IRA Products and Services
American Hartford Gold offers a wide range of metals and provides storage services similar to those of other IRAs. This feature sets them apart from other IRA and precious metal dealers in the industry.
The company has a team of financial experts and advisors who you can easily reach to discuss your investment strategies.
Variety of Precious Metals
American Hartford Gold allows you to invest in gold and silver IRAs, or you can purchase physical bars, bullion, and coins. They offer a wide range of coins, such as:
- South African Krugerrand
- Canadian Buffalo
- Australian Wildlife
- American Eagle
You can also purchase a ValcambiCombiBar for the precious metal of your choice. The company also offers smaller selections of platinum options. Before buying a coin or bar, check its stats for relevant information, such as denominations, purity, diameter, thickness, and gold/silver content. Also, the coin should have a clear marking for the IRA eligibility.
Storage of Precious Metals
You also need to focus on storage options that the company offers when investing in precious metals. American Harford Gold has partnered with various institutes to allow their investors to keep their investments safe. The company works with:
- International Depository Services (IDS)
- Delaware Depository Service Company (DDSC)
- Brinks Global Services
These reputable and well-known depositories have facilities with proper security measures and insurance coverage. The best thing about them is that you can find their facilities in various locations throughout the country. Therefore, they can quickly ship the metals to your home.
Diverse IRA Services
American Hartford Gold allows its customers the option to get immediate cash for their precious metals. The company has a Buyback Commitment with their customers where they can purchase these precious metals at a fair market value. If you want, you can even sell your valuable commodities to anyone else.
But, going with American Hartford Gold means you enjoy convenient options to liquidate your assets. You won't have to go through various processes and won't have to pay any extra fees.
Moreover, you can talk to financial experts and advisers about making the most of your investments. They can help you roll your current IRA into gold or set up a new account.
American Hartford Gold Fees
Unfortunately, the company doesn't have a clear fee structure for its services on its website. You would have to call or email their agents to learn about their specific pricing.
- The company doesn't charge you anything for the precious metals' delivery, insurance, and tracking.
- You don’t have to bear any additional liquidation fees if American Hartford Gold buys precious metals from you.
- No limit is set for the funds you need to put in when opening your first account.
- You won't have to pay anything to transfer your funds from your current retirement accounts or when setting up a gold IRA account.
Additionally, American Hartford Gold also gives out promotional offers from time to time, such as no charges for storing precious metals for a particular period. You can check their website regularly to benefit from these promotions.
American Hartford Gold Features
The unique features of American Hartford Gold make it easier for investors to invest in gold and silver IRAs. Here are some features that help it stand out from the rest of the competition.
Three-Step Initiation Process
The company has a three-step process that makes it easy for investors to start investing:
- Add funds into your account.
- Discuss your investment strategy with an agent
- Fill all the relevant details in the form
News and Resources
American Hartford Gold gives you regular updates about the trends and factors that can impact the industry. You can also learn and educate yourself to make well-informed investment decisions. Their agents are only a call away if you’re struggling.
Free 25-Page Information Guide
The company's website has a 25-page information guide that helps you invest in gold, silver, and other precious metals. American Hartford Gold aims to educate its customers to make the right decisions throughout their investment journey.
Up-to-Date Pricing Models
The prices and fees change from time to time so you can get the best deals. You can stay updated with the American Hartford Gold's website to learn how prices will change. Now, you can find amazing deals on precious metals.
Frequently Asked Questions
Can I trust that American Hartford Gold is a legit company?
Yes, the company has excellent ratings and reviews on various platforms, indicating that it is a legit company. American Hartford Gold has been in business since 2015 and has made a name for itself in the industry. It focuses on providing its customer with the best services.
Will I own the precious physical metals after I buy them from American Hartford Gold?
Yes. Once you purchase precious metals from American Hartford Gold, you have complete ownership over them. You have full ownership rights after you purchase them and open a gold IRA with the company.
But, investors need to store their gold, silver, and other precious metals in an IRS-approved depository until the age of retirement.
You always have an option to liquidate your account or take the physical assets into your possession. However, the funds or items you withdraw will be subject to certain taxes and charges if the account isn’t 59½ years.
How safe are precious physical metals stored in IRAs?
American Hartford Gold has partnered with various reliable and trustworthy depositories to keep your physical assets safe. The company works with Delaware Depository Service Company (DDSC), Brinks Global Services, and many other depositories.
These facilities take various security measures to ensure your physical assets are in a secure place. Moreover, these depositories also insure your coins, bullion, and bars are not in a moist environment.
What is the minimum you need to invest in opening an American Hartford Gold IRA?
American Hartford Gold has set no minimum limit to open a gold IRA.
Does American Hartford Gold offer any exclusive features?
- American Hartford Gold has a Buyback Commitment which has no additional charges.
- The company will match the other dealers' prices.
- They aim to give their investors personalized advice, depending on their financial goals and needs.
Final Thoughts
If you want to enter the precious metal industry, American Hartford Gold is one of the best gold IRA companies to work with. You can discuss your plans with them to develop a robust short and long-term strategy. The best part is that they also have an abundance of resources that can help you make your investment decision.
American Hartford Gold is also known for its exceptional customer service. The company enjoys an A+ rating with the Better Business Bureau and a 5-star rating on TrustLink and Trustpilot. In a nutshell, it is a company worth your attention if you want to invest in a gold IRA.
